Most banking and conventional funding institutions will only loan monies under certain narrowly defined conditions. Today’s liquidity needs don’t necessarily fit into these confines. Let’s take divorce for example. Often, marital assets are tied up and seemingly illiquid. e.g. homes, businesses, retirement accounts, stocks & bonds. Although these, collectively, might be significant joint assets, the only way to tap these assets is to sell them, which is almost always undesirable. Assent provides liquidity to its borrowers through Individualized Secured Lending (“ISL”), a tailored approach given the unique circumstances presented by each case.